Injuries and accidents in a work place are much more common than you think they are. Many people suffer from minor and major injuries during their working hours. For the very same reason employers take worker’s compensation insurance for their workers so that if the employee suffers any major or minor injury, then the medical bills and temporary injury benefits are taken care by the insurance claim.
Even though the worker’s compensation insurance is to protect the employees who suffered any type of injury or met with an accident during their working hours, most of the employees do not receive full reimbursement for their medical bills, pain and suffering because of accident, loss of wages etc. in that case your best choice is to hire a worker’s compensation attorney.
Here are some of the valid reasons to contact a worker’s compensation attorney to get your claim. Some of them are mentioned below for your benefit:-
- You cannot work anymore-
In some cases the employee suffers serious injuries from an accident and it results in disability forever. The disabilities and pain prevent the employee to every work again. Usually the insurance companies are not in the habit of providing huge settlement to workers unless they actually have to.
In case you are denied of your claim, your best and safest option is to hire an attorney who is professionally capable in helping you with your case. It is important that the permanent disability settlement must cover your and your family for the rest of your possible working years. A lawyer can help you prove the point and help you get your settlement.
- Employer does not have insurance –
Usually employers take up worker’s insurance coverage for their employers. In rare cases, some employers do not opt for insurance coverage for their employees as they are a little bit expensive.
If you get injured in an accident during your working hours and your employer informs you that he/she does not have an insurance cover to take care of your damages, then you can sue him for the same.
As an employee, you have the right to get reimbursed for the medical damages that you incurred during working hours. In this case, you can hire a workers comp attorney who will help you file a case against your employer and get your reimbursement for your medical damages.
- Employer denies the claim –
The more claims an employer receives for the workers compensation, the insurance premiums get more expensive. If your employer denies you the workers compensation claim for the very same reason, then you can hire an experienced attorney who can help you get your claim and sue your boss for denying it to you in the first place.
Worker’s compensation is an employee’s right. It is important that every employee is aware about their rights and procedure of claiming their worker’s compensation. If you are not completely aware of the procedure of claiming your compensation, you should hire an experienced attorney to help you with your case.